The Budget Tracker helps you plan monthly budgets by category, log every transaction, and see exactly where your money goes on a live dashboard. Most people who track their spending find they save 15–25% more within the first three months.
Use it free in your browser — no account or download required.
Key Features
Monthly planning grid for Income, Expenses & Savings
Transaction log with date, category & details
Live dashboard with KPIs, charts & category breakdown
Unlimited custom categories
CSV export for spreadsheet analysis
Track actual vs planned spending in real time
How to Use Budget Tracker
Step 1: Set up your income Enter your monthly take-home income (after tax). If your income varies, use a conservative estimate — you can adjust it each month.
Step 2: Plan your expense categories Add categories like Housing, Food, Transport, Entertainment, and Savings. Set a budget amount for each. Pro+ users can create unlimited custom categories.
Step 3: Add a Savings category as an expense Treat savings as a non-negotiable expense that you 'pay' at the start of the month. This is the 'pay yourself first' principle — one of the most effective personal finance strategies.
Log transactions daily — even a £3 coffee. The habit of logging builds financial awareness.
Review your subscriptions quarterly and cancel anything you haven't used in 30 days.
Export your data as CSV each month for your own records.
Frequently Asked Questions
Is my budget data saved securely?
Pro+ subscribers get full cloud sync and secure server-side storage. Free and Pro users' data is stored locally in their browser — clearing browser data will erase it.
Can I track multiple months?
Yes. You can switch between months in the planner. Pro+ users have unlimited months of history.
Available Plans
Free — Core features available instantly, no account needed
Pro — Unlock AI features, unlimited saves, and PDF/DOCX export
Pro+ — Everything in Pro, plus no ads and advanced AI features